About SBA
The U.S. Small Business Administration (SBA) offers loans to help people pay for home repairs, other disaster costs, or business losses after a disaster. The loans can help businesses of all sizes, non-profit organizations, and individual households.
Small Business Administration
Disaster Assistance Loans
Apply online and receive additional disaster assistance information. Applicants may also call SBA’s Customer Service Center at 800-659-2955 or email SBA disaster assistance.
For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
SBA Facts
- Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to help with the cost of improvements to protect, prevent or minimize disaster damage from occurring in the future.
- Disaster loans up to $500,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $100,000 to repair or replace damaged or destroyed personal property, including personal vehicles.
- Interest does not begin to accrue until 12 months from the date of the first disaster loan disbursement. SBA disaster loan repayment begins 12 months from the date of the first disbursement.
- SBA will provide one-on-one assistance to disaster loan applicants at Disaster Recovery Centers. Additional information is available by calling the SBA Customer Service Center at (800) 659-2955.